Annuities in Atlanta, GA | Retirement Income

What an annuity can do

Protect savings from direct market losses
Grow tax-deferred, with interest linked to an index or a fixed rate
Create guaranteed income for life, for you and your spouse
Pass money to beneficiaries, often avoiding probate

Types we work with

Fixed annuities (MYGA)

A guaranteed rate for a set number of years, similar to a CD.

Fixed indexed annuities

Interest linked to a market index with a 0% floor, plus optional lifetime income riders.

The trade-offs

Surrender charges apply if you take out more than the free withdrawal amount during the surrender period.
Index-linked growth is limited by caps and participation rates.
Income riders usually have an annual fee.

Common questions

What is a fixed indexed annuity?

A contract with an insurance company where your money earns interest linked to a market index, with protection from market losses. Many include options for guaranteed lifetime income.

Are annuities safe?

Fixed and fixed indexed annuities are not exposed to direct market losses, and guarantees are backed by the claims-paying ability of the issuing insurer. They do have surrender periods and limits on withdrawals.

When does an annuity make sense?

Usually for people within about 10 to 15 years of retirement who want to protect savings and create predictable income. It's not designed for money you'll need in the short term.

Annuities are insurance products, not deposits, and are not FDIC insured. Guarantees are based on the claims-paying ability of the issuing insurer. Not tax or legal advice.

Annuities for guaranteed retirement income